100% free Education loan assistance for alokbansal.com students

Your study abroad loan, sorted by experts.

Check what you're eligible for in minutes with Yocket's Loan Finder, or ask a loan advisor to call you. Either way, you get offers from 15+ banks and NBFCs and free help right up to disbursal.

Check loan eligibility
  • One application, multiple loan offers
  • Secured and collateral-free options
  • Documentation handled fully online
5,000+students got loan offers
₹3,500 Cr+in loans disbursed
15+trusted lenders

Get a free callback

Prefer to talk it through? Share a few details and a loan advisor will call you.

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100% free. No impact on your credit score.

5,000+students got loan offers
₹3,500 Cr+in loans disbursed
15+trusted lenders

Compare offers from leading banks and NBFCs

One application reaches multiple lenders. Your advisor shortlists the ones that fit your profile.

Why Yocket Finance

Less paperwork stress. Better loan offers.

Approaching banks one by one is slow and confusing. Your advisor does the comparing, chasing and negotiating for you.

How it works

From form to funds in five steps

Your advisor stays with you through every step.

  1. Share your details

    Fill the short form above with your study plans.

  2. Free consultation

    Your loan advisor calls to understand your profile and needs.

  3. Documents and applications

    We help you prepare documents and apply to the right lenders online.

  4. Choose the best offer

    Compare interest rates, amounts and terms, then pick what suits you.

  5. Approval and disbursal

    Get your sanction letter, and funds are released to your university.

Loan eligibility

What decides your loan offer

Lenders mainly look at five things. That's why the form asks about them.

  • Loan typeSecured loans, backed by collateral, usually allow higher amounts.
  • University rankBetter-ranked universities unlock larger collateral-free loans.
  • Aptitude scoreGRE, GMAT or SAT results strengthen your profile.
  • STEM or non-STEMLenders often treat STEM courses more favourably.
  • English scoreYour IELTS, TOEFL, PTE or Duolingo result.

Documents you'll need

For Indian citizens. Your advisor will confirm the final list for your lender.

Identity

  • PAN
  • Aadhaar
  • Passport

Academics

  • 10th marksheet
  • 12th marksheet
  • Bachelor's marksheets
  • Admit letter, if received

Your financials If employed

  • 6 months' bank statement
  • Latest salary slip
  • ITR, last 2 years

Co-applicant

  • PAN
  • Aadhaar
  • Bank statement or salary slip
  • Business or house proof
  • ITR, last 2 years
What the loan covers

Funding for more than just tuition

Education loans can cover most of your cost of attendance abroad, including:

  • Tuition fees
  • Living expenses
  • Travel
  • Accommodation
  • Books and laptop
  • Health insurance

Exact coverage depends on the lender and your university's cost of attendance.

Secured loan

Backed by property or deposits

Collateral-free

No property needed

Loan amountHigher amounts possible
Loan amountDepends on university and profile
Interest rateUsually lower
Interest rateUsually higher
Best forFamilies with property to pledge
Best forStrong admits at well-ranked universities

Not sure which suits you? Your advisor will compare both for your profile.

FAQ

Questions students and parents ask

Do I have to pay for Yocket Finance's help?

No. Loan assistance is completely free for students. Any processing fee is charged by the lender, and your advisor will explain it before you choose an offer.

Can I get a loan without collateral?

Yes, many students do. Collateral-free eligibility mainly depends on your university, course, academic record and your co-applicant's income. Your advisor will tell you what's possible for your profile.

Do I need an admit before applying?

Not to get started. You can check eligibility and understand your options early. Final sanction usually needs your admission letter.

Which documents will I need?

Typically ID and address proof, academic records, test scores, your admission letter, and income documents for your co-applicant. Property papers are needed only for a secured loan. Your advisor will share an exact checklist.

Who can be my co-applicant?

Any blood relative who files income tax returns — a parent, sibling, uncle or aunt, cousin or in-law. If you don't have one, some lenders don't require a co-applicant, and your advisor can apply with them.

My visa process starts soon. How fast can this happen?

Once your application is complete and all documents are uploaded, Yocket Finance logs your file with 3 lenders within 24 hours. Tell your advisor your visa date so they can prioritise your case.

Will checking my options affect my credit score?

No. Filling this form and speaking to an advisor doesn't affect your credit score. A lender checks credit only when you formally apply with them.

How is this connected to alokbansal.com?

alokbansal.com has partnered with Yocket Finance so its students and families get dedicated help with education loans. Your admissions guidance continues with alokbansal.com as usual.

Secure your funding before visa season.

Start early, compare calmly. It takes a minute and it's free.

Check loan eligibility

Talk to a loan expert

Your relationship managers for alokbansal.com students. Call or WhatsApp them directly.

Can't reach them? Call Yocket Finance toll-free 1800-270-6088
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